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IDFC First · Visa

FIRST Corporate

Empower business growth with unmatched flexibility and unbeatable rewards!

Annual fee
Lifetime free
Forex markup
3.5%
Lounges (Dom/Intl)
2 / 2
Welcome benefit

Is this card worth it for you?

Drag the sliders to match your spend. The number on the right updates live.

Monthly spend₹50,000
% on travel15%
% on dining10%

Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.

Net steady-state return
₹3,000 /year
0.50% effective · ₹0 fee
Annual reward earned₹3,000
Annual fee−₹0
Strong fit at this spend.

After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.

vs Amazon Pay ICICI

At ₹50,000/month with 15% travel and 10% dining.

Metric
FIRST Corporate
Amazon Pay ICICI
Annual fee
₹0
₹0
Annual reward
₹3,000
₹6,000
Net /year (steady)
₹3,000
₹6,000
Forex markup
3.5%

Tools for FIRST Corporate holders

Frequently asked

Is the FIRST Corporate worth the ₹0 fee?

It depends on your spend. The FIRST Corporate earns 0.5% base reward. Use the break-even calculator above to see your specific number.

What is the eligibility for FIRST Corporate?

IDFC First hasn't published a hard minimum income for FIRST Corporate. Approval depends on credit score, existing relationship, and employment type.

What is the forex markup on FIRST Corporate?

FIRST Corporate charges 3.5% forex markup on international transactions.

Verified 38 days agolikelySource: www.idfcfirst.bank.in

Reward rates and fees are sourced from IDFC First's product page and may change. Always confirm with the card issuer before applying.