SBI Card PRIME
Rewards That Match Your PRIME Lifestyle
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
After fees, you're earning real money on this card. The break-even moves with your category mix — pull travel up if you fly more, dining if you eat out.
vs American Express MRCC
At ₹50,000/month with 15% travel and 10% dining.
Tools for SBI Card PRIME holders
Frequently asked
Is the SBI Card PRIME worth the ₹2,999 fee?
It depends on your spend. The SBI Card PRIME earns 0.5% base reward and waives the annual fee at ₹3,00,000 of yearly spend. Use the break-even calculator above to see your specific number.
What is the eligibility for SBI Card PRIME?
SBI hasn't published a hard minimum income for SBI Card PRIME. Approval depends on credit score, existing relationship, and employment type.
How do I redeem points on SBI Card PRIME?
Best redemption is at Shop & Smile catalog, where 1 point ≈ ₹0.25. Other paths (statement credit, vouchers) usually return less.
What is the forex markup on SBI Card PRIME?
Most Indian cards charge 1.5–3.5% forex markup. We're verifying SBI Card PRIME's exact rate.
Last verified: 2026-05-01. Reward rates and fees are sourced from SBI's product page and may change. Always confirm with the card issuer before applying.