Kotak Air+ Credit Card
Earn Air Miles | Explore the World
Is this card worth it for you?
Drag the sliders to match your spend. The number on the right updates live.
Remaining 75% goes on everything else (groceries, utilities, online shopping). Earning rate: 0.50% travel · 0.50% dining · 0.50% base.
You need around ₹50,000/month at this category mix to actually beat the fee. If your real spend is below that, look at a lifetime-free alternative.
vs Horizon Credit Card
At ₹50,000/month with 15% travel and 10% dining.
Tools for Kotak Air+ Credit Card holders
Frequently asked
Is the Kotak Air+ Credit Card worth the ₹3,000 fee?
It depends on your spend. The Kotak Air+ Credit Card earns 0.5% base reward. Use the break-even calculator above to see your specific number.
What is the eligibility for Kotak Air+ Credit Card?
Kotak hasn't published a hard minimum income for Kotak Air+ Credit Card. Approval depends on credit score, existing relationship, and employment type.
What is the forex markup on Kotak Air+ Credit Card?
Kotak Air+ Credit Card charges 2% forex markup on international transactions.
Reward rates and fees are sourced from Kotak's product page and may change. Always confirm with the card issuer before applying.