[
  {
    "@context": "https://schema.org",
    "@type": "FAQPage",
    "mainEntity": [
      {
        "@type": "Question",
        "name": "Which credit card gives the most cashback on Utility bills (via Google Pay)?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Axis Bank ACE earns 5.00% effective back on Utility bills (via Google Pay) — 5% cashback on utility bill payments (electricity, gas, broadband, DTH, mobile recharges) when paid via Google Pay only"
        }
      },
      {
        "@type": "Question",
        "name": "How is the \"best\" card on Utility bills (via Google Pay) calculated?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "We rank cards by effective rupee return at the best realistic redemption — accounting for monthly caps, exclusions, and redemption fees. Sources are bank product pages, verified within the last quarter."
        }
      },
      {
        "@type": "Question",
        "name": "Can I stack offers and credit card rewards on Utility bills (via Google Pay)?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Yes, in most cases bank offers (e.g., 10% off) stack on top of credit card rewards. Always check the offer terms — some \"no-cost EMI\" or instant discounts disable cashback."
        }
      },
      {
        "@type": "Question",
        "name": "Do reward points expire?",
        "acceptedAnswer": {
          "@type": "Answer",
          "text": "Most Indian banks let you keep points active by spending at least once a year. HDFC and Axis points typically expire after 2–3 years. Amazon Pay ICICI rewards never expire."
        }
      }
    ]
  },
  {
    "@context": "https://schema.org",
    "@type": "BreadcrumbList",
    "itemListElement": [
      {
        "@type": "ListItem",
        "position": 1,
        "name": "CardPilot",
        "item": "https://cardpilot.in"
      },
      {
        "@type": "ListItem",
        "position": 2,
        "name": "Best card for Utility bills (via Google Pay)",
        "item": "https://cardpilot.in/best-card-for-utility-bills-google-pay"
      }
    ]
  },
  {
    "@context": "https://schema.org",
    "@type": "ItemList",
    "url": "https://cardpilot.in/best-card-for-utility-bills-google-pay",
    "name": "Best Indian credit cards for Utility bills (via Google Pay)",
    "itemListOrder": "https://schema.org/ItemListOrderDescending",
    "numberOfItems": 3,
    "itemListElement": [
      {
        "@type": "ListItem",
        "position": 1,
        "name": "Axis Bank ACE",
        "description": "5% cashback on utility bill payments (electricity, gas, broadband, DTH, mobile recharges) when paid via Google Pay only"
      },
      {
        "@type": "ListItem",
        "position": 2,
        "name": "SBI Cashback",
        "description": "5% cashback on online spends (excludes utilities, rent, fuel), capped at ₹5000/month. 1% offline."
      },
      {
        "@type": "ListItem",
        "position": 3,
        "name": "HDFC Infinia Metal Edition",
        "description": "5 Reward Points per ₹150, redeemable at ₹1/point on Smartbuy flights & hotels"
      }
    ]
  }
]